with Samantha Dammer & Linn Wyllie
Duration: 52:51 m - Filetype: mp3 - Bitrate: 64 KBPS - Frequency: 44100 HZ
Short Sales: What Not To Do
- Good news from number of loan modifications outpacing foreclosures in 2011, Florida AG Bondi intends to ink deal with the 5 major lenders regarding mortgages in Florida, Do's and Dont's when in a short sale transaction, how HAFA can enhance a short sale
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Duration: 52:41 m - Filetype: mp3 - Bitrate: 64 KBPS - Frequency: 44100 HZ
What To Do While In Bankruptcy
- New refinance program seeks to write down principal in homeowner's mortgages, but costs will be paid by fees assessed on major lenders. Administration seeks to revamp HAMP program, 12 "To Do" steps to take when in bankruptcy, Scam of the week
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Duration: 52:33 m - Filetype: mp3 - Bitrate: 64 KBPS - Frequency: 44100 HZ
Chapter 7 Bankruptcies: Do's and Don'ts
- FreddieMac extends forebearance to unemployed homeowners, Market improves in 40 markets, 3 in Florida, Housing prices trending toward stabilization is some markets while delinquencies continue to be high, Chapter 7 Bankruptcy Do's and Don'ts discussed.
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Duration: 52:49 m - Filetype: mp3 - Bitrate: 64 KBPS - Frequency: 44100 HZ
New Federal Bureau Compounds Consumer Debt Issues
- FHA waives anti-flipping rule to absorb REO inventory, Consumer Financial Protection Bureau (CFPB) oversees all matters financial, Fair Debt Collection Act protects consumers and is case-law supported, busted Miami scammer names attorneys, law officers
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Duration: 52:20 m - Filetype: mp3 - Bitrate: 64 KBPS - Frequency: 44100 HZ
2011: The Year In Review
- Review and commentary on the stories and events with the most impact to the housing industry and its related industries in 2011. Banks fail, law firms dissolve, housing prices continue to slide, government programs ineffective, scams rampant across US
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Duration: 52:21 m - Filetype: mp3 - Bitrate: 64 KBPS - Frequency: 44100 HZ
The Logistics of a Chapter 7 Bankruptcy
- Florida Supreme Court invalidates mandatory mediation which helps banks, not borrowers; Conditions leading to Chapter 7 bankruptcy, How to save the home and how to discharge unsecured and secure debts, Banckruptcy outcome includes waiver of deficiency,
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Duration: 52:41 m - Filetype: mp3 - Bitrate: 64 KBPS - Frequency: 44100 HZ
Hardship Letters and Deficiency Judgments
- House flippers help crash the housing boom, House bill seeks to limit deficiency judgment collection time, Short sales effected by deficiency judgments, How to write a hardship letter and difference between loan mods and short sales requests, Docs needed
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Duration: 54:09 m - Filetype: mp3 - Bitrate: 64 KBPS - Frequency: 44100 HZ
Don't Dig the Spending Hole Any Deeper
- Military service members protected from foreclsoure, PMI and the "Broke and Powerful," Curtail spending if you're in financial distress, New "easy-to-understand" changes on credit card contracts, Bankruptcy and IRS debt, Weathy couple scam welfare.
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Duration: 52:24 m - Filetype: mp3 - Bitrate: 128 KBPS - Frequency: 44100 HZ
Solutions to the Housing Market Collapse
- Scam ads pulled from Google, Yahoo, Bing, PMI files bankruptcy, Congress question GSE penalties, Baum NY law firm closes in wake of PR war, Discuss Independent Forelosure Review, Septic tank owners scammed, short sale procers reviewed and detailed.
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Duration: 53:12 m - Filetype: mp3 - Bitrate: 128 KBPS - Frequency: 44100 HZ
"Best Of" Show: Short Sales and Bankruptcies
- Indictments arising from bank-TARP funds, BoA and 3 other banks offer incentives for short sales, Short sales and their relationship within Chapter 7 bankruptcy and mitigate borrower loss, bankruptcy and foreclosure matters, Investors charged with bid rig
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Duration: 52:24 m - Filetype: mp3 - Bitrate: 64 KBPS - Frequency: 44100 HZ
The Broke and the Beautiful: High Visibility Bankruptcies
- Hope Now says 5 million loan mod completed, Evolution of banking credit, Foreclosure activites rise, Celebrities go bankrupt just like regular folks, over-spending major cause, Young Buck vs. Fifty-cent, Scam: BoA gives money to wrong man, time to buy
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Duration: 52:49 m - Filetype: mp3 - Bitrate: 64 KBPS - Frequency: 44100 HZ
Bankruptcy For Business
- Nationally home prices trending downward with some markets are gaining, how bankruptcy effects businesses, chapter 11 explored as compared to chapters 7 and 13, subchapter S corporartions bankruptcies, the allure of easy money snags ex-cops and attorneys
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Duration: 53:32 m - Filetype: mp3 - Bitrate: 64 KBPS - Frequency: 44100 HZ
Everything You Wanted to Know About HARP 2.0
- SMA for Coalition Reception, OCC and Fed announce independent foreclosure review which may compensate borrowers if irregularities are found, HARP 2.0 qualifications and benefits defined and explored, FNMA loan lookup web site, FAQs on HARP 2.0.
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Duration: 54:05 m - Filetype: mp3 - Bitrate: 64 KBPS - Frequency: 44100 HZ
Fair Debt Collection Act
- HARP program removes LTV limits and seeks to help more distressed homeowners, Personal responsiblity is key to mitigating housing crisis, Fair debt collection act sets guide lines for collection practices as well as responsibilities for debtors.
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Duration: 53:28 m - Filetype: mp3 - Bitrate: 128 KBPS - Frequency: 44100 HZ
HAMP and HAFA Explained
- Barclay's predicts a "triple dip" as Shadow inventory will depress market until 2013-2014;HAMP and HAFA programs are part of Making Home Affordable program and we discuss them in depth; scam or the week
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Duration: 53:12 m - Filetype: mp3 - Bitrate: 128 KBPS - Frequency: 44100 HZ
Short Sales and Bankruptcies
- Indictments arising from bank-TARP funds, BoA and 3 other banks offer incentives for short sales, Short sales and their relationship within Chapter 7 bankruptcy and mitigate borrower loss, bankruptcy and foreclosure matters, Investors charged bid rigging
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Duration: 53:24 m - Filetype: mp3 - Bitrate: 64 KBPS - Frequency: 44100 HZ
Loan Mods Can Work, But HAMP Ineffectual
- Franie knew of "robo-signing since 2003, HAFA includes Change of Station hardship for military, Moody's sees Refis as key to recovery, BoA's $5 debit fee incites outrage, Loan Mods can work but HAMP is ineffective, Scams target on-line IRS refunds
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Duration: 53:25 m - Filetype: mp3 - Bitrate: 128 KBPS - Frequency: 44100 HZ
Lawmakers Consider Making Florida to Non-Judicial State
- Gov't regulators question BoA and Fannie/Freddie settlement, may require fines to "protect taxpayers," Banks seek to reach out to borrowers to head off foreclosures, Florida may change tonon-judicial state, tilte v. lien theory, scams of the week.
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Duration: 53:24 m - Filetype: mp3 - Bitrate: 64 KBPS - Frequency: 44100 HZ
Tax Implications after Sale or Foreclosure
- Ramifications of 1009 after a short sale or foreclosure, debt forgivness, HAFA and HARP programs, insolventcy and IRS Rule 108, Scam of the week, Government continues to do nothing in solving the housing meltdown, Glimmer of appreciation seen soon.
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Duration: 53:21 m - Filetype: mp3 - Bitrate: 64 KBPS - Frequency: 44100 HZ
Banks Try To Cope with Federal Onslaught
- Banks get set up by Fed to fail, States fail to agree on banks' indemnification, less-than-creditworthy-loans are toxic, BoA cuts thousands of jobs, Global banks hit hard, Chicago tries to make banks maintain derelict property, Lien vs title theory states
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